What Are U.S. Treasury Rates?
U.S. Treasury rates, also known as Treasury yields, represent the return on investment for U.S. government debt obligations. These rates are considered the benchmark for risk-free interest rates in the global financial system because they are backed by the full faith and credit of the United States government. Treasury securities come in various maturities ranging from short-term 1-month bills to long-term 30-year bonds. The yield curve formed by these rates across different maturities is one of the most closely watched economic indicators, providing insights into market expectations for future interest rates, inflation, and economic growth.
Our free Treasury rates tracker provides daily updated yields for all 12 standard maturities: 1-month, 2-month, 3-month, 6-month, 1-year, 2-year, 3-year, 5-year, 7-year, 10-year, 20-year, and 30-year Treasuries. Whether you are a bond investor, mortgage analyst, or economic researcher, this tool gives you instant access to the data you need.
How to Use This Treasury Rates Tracker
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View Latest Rates
The table loads the most recent Treasury rates automatically. Browse all 12 maturities from 1-month bills to 30-year bonds at a glance.
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Filter by Date Range
Use the From and To date pickers to view historical Treasury rates for any specific period. This is useful for analyzing rate trends over time or comparing yields across different economic cycles.
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Export or Refresh Data
Click the Refresh button to reload the latest data, or use the Export CSV button to download Treasury rates for offline analysis in Excel, Google Sheets, or other tools.
Understanding the Treasury Yield Curve
The Treasury yield curve plots the interest rates of Treasury securities across different maturities. In a normal economic environment, longer maturities offer higher yields to compensate investors for the additional risk of holding bonds for a longer period. This creates an upward-sloping yield curve. When short-term rates exceed long-term rates, the yield curve is said to be "inverted," which has historically been a reliable predictor of economic recessions.
Key maturities to watch include the 2-year Treasury (sensitive to Federal Reserve policy changes), the 10-year Treasury (the benchmark for mortgage rates and corporate borrowing costs), and the spread between them (the 2s10s spread), which is a widely followed recession indicator. The 30-year Treasury reflects long-term inflation expectations and is important for pension funds and insurance companies.
Why Use Our Treasury Rates Tracker?
All 12 Maturities
View Treasury yields from 1-month to 30-year in a single table. Compare short-term and long-term rates side by side.
Historical Data Access
Filter by any date range to analyze historical Treasury rate trends. Study how yields have changed over months or years.
100% Free
No subscription, no hidden fees. Access Treasury rate data and export to CSV completely free of charge.